Loans

Loans at favorable interest rates to develop your business

Loans
State programs

Car loan for business

Car loan to develop your business

  • Loan term: up to 4 years

  • Loan amount: up to 2 billion UZS

  • Grace period: 3 months

Trade Finance

Reliable financing of all types of goods and services

  • Loan term: up to 1 year

  • Grace period: up to 6 months

Working Capital Financing

Short-term loans for working capital replenishment

  • Loan term: up to 18 months

Overdraft

For urgent business needs

  • Loan term: up to 12 months

  • Loan amount: up to 500 mln UZS

Develop

Loan for purchasing fixed assets

  • Loan term: up to 48 months

  • Loan amount: up to 2 billion UZS

Expand

To replenish working capital

  • Loan term: up to 36 months

  • Loan amount: up to 2 billion UZS

Tezkor

Loan to replenish working capital

  • Loan term: up to 18 months

  • Loan amount: up to 600 million UZS

  • Grace period: 3 months

Loan "Yengil Start"

Loan for the acquisition of fixed assets and working capital replenishment

  • Loan term: up to 36 months

  • Loan amount: up to 300 million UZS

  • Grace period: 6 months

Youth support

Funding of innovative start-ups and business projects developed by young people

  • Loan term: up to 7 years

  • Grace period: up to 3 years

National Green

Loan for organizations engaged in the production of electrical devices

  • Loan term: up to 5 years

  • Grace period: up to 6 months

Financing Small Business Investment Projects

Financing of small business investment projects

  • Loan term: individual

  • Loan amount: individual

Development of the service sector

A loan for the development of the service sector

  • Loan term: up to 5 years

  • Loan amount: up to 2 billion soums

  • Grace period: up to 12 months

Development of tourism sector

Development of tourism sector

  • Loan term: up to 5 years

  • Loan amount: up to 5 billion soums

  • Grace period: up to 12 months

Textile and sewing and knitted industry

Loan program for the textile and clothing and knitwear industry

  • Loan term: up to 10 years

  • Grace period: up to 6 months

Foreign Credit Lines

Foreign Credit Lines

  • Loan term: individual

  • Loan amount: individual

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.

SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.

You can order all cards in national and foreign currency remotely using the Milliy App.

If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.

If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.

The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.

To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.

An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.

When you reset your password, you enter the "secret question answer"

Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Swift.

Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.

Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.

identity document

MTCN or the tracking number

full name of remitter

country of remitter

NBFAUZ2X

It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.

If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.

No, you don't. The online deposit can be closed through the app.

Capitalization is the addition of accrued interest to the principal amount of the deposit.

This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

- Passports of founders, director, chief accountant;

- Order for Director’s appointment;

- Certificate of state registration;

- Decision of founders;

- Licenses;

- Cadastre file/ data sheet for the collateral;

- Photo of the collateral;

- Contract with the supplier;

- Copy of the rental agreement/ certificate

- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

How long does it take for the application to be processed?Time for processing takes 1-3 days depending on the completeness of the documents submitted.

Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.

Penalty-free early repayment of the loan is permitted

The period of registration of the company at the time of filing the application must be more than 6 months.

It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.

- Constituent documents of the company (charter, registration certificate)
- Documents confirming the authority of the company's representatives
- Vehicle Purchase Agreement
- Documents confirming ownership of the collateral property (if a collateral is required)

- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet

The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days

The collateral can be the new car being purchased

The option to purchase new vehicles from official dealers

Time for processing takes 1-3 days depending on the completeness of the documents submitted.

Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.

Penalty-free early repayment of the loan is permitted

The period of registration of the company at the time of filing the application must be more than 6 months

It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs

Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.