Subsidized Student Loan
Credit for students in higher and professional educational institutions
From 14% per annum
Loan rate
Up to 162 months
Loan term
Grace period
Duration of education+6 months
Calculate the loan amount
Interest rate
Monthly payment
Loan amount
| Month | Monthly payment | Interest | Main debt | Balance |
|---|
Loan term | Up to 162 months depending on the period of study with a grace period of +6 months |
Loan amount | First-year students of higher educational institutions and students of professional educational organizations – in the amount of the amount of the paid contract For second– and senior-year students of higher educational institutions - in the amount of no more than 80% of the amount of the paid contract if the average academic performance in the disciplines is below «3» (with the exception of children of families included in the «Unified Register of Social Protection») |
Interest rate | In the amount of the current base rate of the Central Bank. If the base rate of the Central Bank is reduced, the interest rate on the Student Loan will be reduced proportionally, and if the base rate of the Central Bank is increased, the interest rate on the Student Loan will not change. For women - 14% per annum. The interest accrued on the loan will be paid from the funds of the Fund for Financing Educational Loans under the Ministry of Finance Interest on the loan is accrued and paid from the moment the loan is granted |
Provision | The following types of collateral can be provided, in the amount of at least 125% of the loan amount:
|
Passport or ID card of the loan recipient
A signed contract (agreement) on education a fee-and-contract basis between a student and a higher education institution and an attached payment sheet/invoice
Certificate confirming the registration in the «Unified Register of Social Protection» (for children from families included in the «Unified Register of Social Protection»)
Documents related to securing the repayment of the loan. When providing subsidized student loans to children from families included in the «Unified Register of Social Protection», collateral and guarantees are not required
Starting from the 2024/2025 academic year, an educational loan for studying in higher and professional educational organizations is allocated only for students and full-time students, according to applications submitted to the bank through the Educational Credit information system of the Ministry of Economy and Finance (ta'lim-krediti.mf.uz )
It is provided to students who are citizens of the Republic of Uzbekistan, on condition of repayment of the main part of the debt starting from the 7th month after the expiration of the student's official term of study, for 7 years
The Student Loan is not available for foreign citizens and stateless persons
How to apply for a loan?
Calculate the loan amount on the website
Prepare the necessary documents
Visit the bank's office and apply for a loan
Transparent conditions
No hidden fees and penalties for early repayment. You know all the conditions in advance
Customer Support
Our support team is ready to answer any of your questions
