Development of the service sector
A loan for the development of the service sector
Loan purpose | A loan for the development of the service sector |
Credit term | up to 60 months |
Interest rate | 23 % |
Grace period | up to 12 months |
financing at least 30 percent of the project cost, including at least 15 percent of the purchase and sale agreement, from the initiator's own funds;
Has a liquid balance sheet
Absence of overdue accounts payable, good credit history, absence of debt according to the card index-2 Requirements for the credit history of the borrower/additional borrower: Based on the KIAC scoring analysis:
The number of overdue payments from 30 to 60 days should not exceed 3 (three) or more
The number of overdue payments from 60 to 90 days should not exceed 2 (two) or more
The number of payments overdue by more than 90 days should not exceed 1 (one)
Collateral
Immovable and movable property, vehicles, guarantees, insurance policies and other types of security in accordance with the legislation
Funded projects:
In execution of the Decree of the President of the Republic of Uzbekistan dated January 27, 2022 No. PP-104 on Measures to Accelerate the Development of the Service Sector, commercial banks shall be provided with credits for the implementation of projects in the service sector. Therein, the projects will be funded mainly in the following areas:
Types of services in makhallas, which are recommended for credits
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Types of services in districts ( cities), which are recommended for credits
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