Mortgage loan
A loan for the purchase of a home

From 17% per annum
Loan rate

Up to 5 billion soums
Loan amount

Up to 15 years
Loan term
Calculate the loan amount
Interest rate
Monthly payment
Loan amount

Month | Monthly payment | Interest | Main debt | Balance |
---|
Mortgage loan provided at the expense of own funds of NBU JSC of the Republic of Uzbekistan
Loan term |
|
Interest rate | With a period of 120 months with a grace period of up to 24 months: Standard Participants in the Bank's salary project: Under the Bank at Workplace project For the purchase of houses and apartments included in the balance sheet of NBU Mortgage loans within the framework of a cooperation project for the purchase of apartments in high-rise buildings on the primary market For the purchase of cottage-type residential buildings and apartments in multi-storey buildings from the primary and secondary market (loan amount up to 5.0 billion soums) For individuals without an official income - a down payment of at least 40% of the housing cost |
Loan amount | No limits |
Provision | The housing to be purchased is accepted as collateral |
Required documents
Passport/ID card
Income Certificate of the borrower and co-borrower (if necessary)
Contract signed with a construction contractor for the purchase of housing on the primary market
A copy of the document confirming the ownership of private housing or an apartment in a multi-storey building on the secondary market
Certificate of Down Payment transferred to the deposit account, which is issued for the borrower
Design & Estimate Documentation and Expert Opinion prepared by a design organization that has a special license for the construction and reconstruction of private property
The loan is issued to citizens of the Republic of Uzbekistan, from 18 to 60 years old
For individuals who have received notices of subsidies:
Subsidies of 30 million UZS are available to cover part of the down payment, irrespective of the housing cost
Subsidies are allocated from the state budget to cover part of the interest rate that has exceeded 12 percentage points in the last 5 years
The down payment and subsidies allocated to cover part of the interest payments are paid when the area and price of the housing to be purchased do not exceed the limit and the calculated cost of housing
How to apply for a loan?
Calculate the loan amount on the website
Prepare the necessary documents
Visit the bank's office and apply for a loan

Transparent conditions
No hidden fees and penalties for early repayment. You know all the conditions in advance

Customer Support
Our support team is ready to answer any of your questions