Loan term

• 120 months with a grace period of up to 24 months

• 180 months with a grace period of 36 months

• 180 months with a grace period of 18 months

• 180 months with a grace period of 12 months

Interest rate

Standard

• 26% per annum with 25% down payment

• 24% per annum with 40% down payment

Participants in the Bank's salary project:

• 25% per annum with 25% down payment

• 23% per annum with 40% down payment

Under the Bank at Workplace project

• 24% per annum with 25% down payment

• 22% per annum with 40% down payment

For the purchase of houses and apartments included in the balance sheet of NBU

• 180 months with a grace period of 36 months

• 25% per annum with Central bank prime rate+2% down payment

For the purchase of cottage-type residential buildings and apartments in multi-storey buildings from the primary and secondary market (loan amount up to 5.0 billion soums)

• 180 months with a grace period of 12 months

• 20% per annum with 17% down payment

For individuals without an official income

• a down payment of at least 40% of the housing cost

For the purchase of a property on the primary market in accordance with the Decrees of the President of the Republic of Uzbekistan No. UP-70 and UP-51:

Loan amount:

• in regions – up to 330.0 million UZS

• in Tashkent city – up to 420.0 million UZS

Loan term:

• up to 240 months with a 6-month grace period

Interest rate:

• 17.5% per annum with a 15% down payment for individuals with official income

For individuals without official income

• the interest rate is 17% per annum with a 40% down payment

Loan amount

No limits

Provision

The housing to be purchased is accepted as collateral