Car loan

A loan for the purchase of a new or used car

From 22% per annum

Loan rate

Up to 500 million soums

Loan amount

Up to 5 years old

Loan term

New car
Used cars
Calculate the loan amount
Client type
?
22%
Product price
100000000 sum
Loan term
12 month
Interest rate
22
Prepayment
15000000 %
Grace period
3 month
Monthly payment
sum
Total payment
sum
Loan amount
50000000 sum
Month Monthly payment Interest Main debt Balance
Show details
Calculate the loan amount
Client type
?
22%
Product price
100000000 sum
Loan term
12 month
Interest rate
23
Prepayment
30000000 %
Grace period
3 month
Monthly payment
sum
Total payment
sum
Loan amount
100000000 sum
Month Monthly payment Interest Main debt Balance
Show details

Data Sheet

on Main Terms of the Loan

 

Bank name, official website, contact phone number

National Bank for Foreign Economic Activity of the Republic of Uzbekistan

nbu.uz

78 148 00 10

 

Part 1. Credit information

 

1. Name of the loan

Car loan

2. Purpose of the loan (type)

To purchase a motor vehicle manufactured in the Republic of Uzbekistan.

3. Loan amount

14 000 000.00

4. Term of use of the loan

60

5. Fixed interest rate for using the loan (nominal amount) and the interest amount payable

24%

10 165 091,00

6. Total amount payable over the entire term of the loan

14 000 000,00 + 10 165 091,00 = 24 165 091,00

7. Grace period of the loan

0 months

8. Payment frequency

Every month

9. Method of loan repayment

Annuity

10. Lump sum amount during the payment period

402 751,52 sum (Annuity)

11. Type of loan disbursement

-

12. Additional costs associated with the loan Including,

0,00

- Types of bank charges and fees

0,00

- Third-party services

0,00

13. Full loan value

24.0%

14. Period for consideration of loan request

3 banking work days

 

 

 

Part 2. Other important conditions related to financial liabilities

 

Penalties (fines, costs) specified in the agreement for late repayment of the loan

0.1% of the overdue payment amount

2. The amount of the increased interest rate paid on the loan amount for late repayment of the loan

28.8%

3. Pledge of the Loan

The amount of collateral must be at least 125% of the requested loan

 

You can find out from the bank the terms and cost of the loan, the procedure for payments and settlements (interest, fines and penalties), your rights and obligations under the loan agreement, the risks and responsibilities under the loan agreement, as well as other matters that you want to discuss. You are entitled to get complete and detailed information.

 

 

If you have any complaints, call to phone number 78 148 00 10 or send them to the address: Tashkent, Amir Temur Avenue, 101 or email: support@nbu.uz..

We confirm the reliability and authenticity of the Data Sheet.

 

05.12.2024

Document date

 

*This form does not replace a loan agreement or a loan request, but rather helps to compare loan terms of different banks and choose the best one

Required documents
Loan terms
Requirements

Required documents

  • Passport or other identity document of the borrower

  • Agreement for the purchase of a vehicle with an official dealer of the manufacturer

  • Documents related to securing loan repayment

Car loan for new cars

Loan amount

up to 500 million soums

Loan term

up to 60 months with a grace period of up to 6 months

The interest rate

The standard interest rate when paying the initial payment in:
30% – 27% per annum
40% – 25% per annum

Employees of a budget organization when paying an initial contribution to:
30% – 26% per annum
40% – 24% per annum

Participants of the salary project, when paying the initial payment in:
30% – 25% per annum
40% – 23% per annum

Within the framework of the Bank at Work project, when paying the initial payment in:
30% – 24% per annum;
40% – 22% per annum

Car loan for used cars

Loan amount

up to 500 million soums

Loan term

up to 48 months with a grace period of up to 3 months

The interest rate

The standard interest rate when paying the initial payment in:
30% – 28% per annum
40% – 26% per annum

Employees of a budget organization when paying an initial contribution to:
30% – 26% per annum
40% – 24% per annum

Participants of the salary project, when paying the initial payment in:
30% – 25% per annum
40% – 23% per annum

Within the framework of the Bank at Work project, when paying the initial payment in:
30% – 25% per annum
40% – 23% per annum

  • The loan is provided to citizens of the Republic of Uzbekistan aged 18 to 65 years with income

  • The vehicle purchased at the expense of credit funds

  • Until the vehicle purchased at the expense of the loan is pledged as collateral, the guarantee is a financially stable legal entity or an insurance policy on which the risk of non-repayment of the loan is insured

  • The transfer of the right to drive and use a vehicle purchased on credit to other persons, except for close relatives of the owner of the vehicle, is carried out with the permission of the bank branch

How to apply for a loan?

1
Calculate the loan amount on the website
2
Prepare the necessary documents
3
Visit the bank's office and apply for a loan
Transparent conditions

No hidden fees and penalties for early repayment. You know all the conditions in advance

Customer support

Our support team is ready to answer any of your questions

NBU technical support

online

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