Investment projects
Financing of small business investment projects
Loan term
Individually for each project
From 22 %
Interest rate
Sum
Loan currency
National Bank of Uzbekistan grants loans to business entities for investment purposes (i.e., for the creation, acquisition of fixed assets, for the development and exploitation of new products, processes, services and systems)
The loan term is set for each project individually, based on the payback period of the project in accordance with the calculations of the feasibility study / business plan of the project
The ratio of the amount of the proposed collateral to the amount of the principal amount of the requested loan must be at least 125%
Loans for investment purposes in national currency are provided with an annual interest rate of 22%
The issuance of loans for investment purposes through attracted credit lines is carried out in accordance with the terms of foreign credit lines, which are provided in the section "Foreign credit lines"
The borrower’s main current account should be in the system of the NBU
The borrower should have positive annual financial statements
The borrower should have positive credit history
The borrower's share in the project must be at least 30% of the total value of the project
Financing of the investment project is carried out according to the scheme: up to 85% of the contract value at the expense of bank loans and at least 15% of the contract value is financed by the borrower’s funds
The borrower should possess turnovers on its’ accounts from principal business
Collateral should be provided. Its discounted value must cover at least 125% of the loan amount
