Development of tourism sector
Loan for the diversification of domestic tourism services
up to 60 months
Credit term
up to 12 months
Grace period
up to UZS 5 million
Maximum credit amount
From 21 %
Interest rate
Loan terms
In national currency
Credit term: up to 60 months
Grace period: up to 12 months
Maximum credit amount: up to UZS 5 million
Interest rate: 21%
(16,8% covers the entrepreneur, 4.2% covers the State Fund for Support of Entrepreneurship)
Payment period: monthly
Other conditions: Not less than 30% client's own share in the project
In national currency Loans for working capital replenishment
Credit term: up to 18 months
Grace period: up to 6 months
Maximum credit amount: up to UZS 1 billion
Interest rate: 22.5%
Payment period: monthly
Other conditions: not less than 30% client's own share in the project
How do I apply for a loan?
Read the terms of the loan
Prepare the necessary documents
Visit the bank's office and apply for a loan
Special conditions for lending to tourism projects:
Based on the Decree of the President of the Republic of Uzbekistan dated April 30, 2022 No. PP-232 “On additional measures to diversify domestic tourism services”, the following criteria for the implementation of tourism projects have been established:
Criteria for the implementation of projects in the field of tourism
up to 100 million sums for the repair of guest houses;
up to 50 million sums for equipping with furniture, household appliances and other items;
up to 200 million sums for the construction of swimming pools
Types of services in regions with high tourism potential, which are recommended for loans:
hotels, guest houses, hostels;
local handicraft shops;
canteens, cafes and restaurants;
bowling, recreation and entertainment centers;
tourist entertainment facilities;
ticket offices, services of travel agencies;
other services related to tourism
Criteria of selecting projects
Location of the object;
Indicator of tourist flow in the area;
Area specialization;
Availability of transport;
Level of competition in the area;
Availability of historical monuments;
Perspective of the object;
Social benefits of the facility
Criteria of determining the loan amount depending on the period of activity of economic entities
up to 1 billion sums for up to 6 months,
up to 2 billion sums for a period of 6 months to 1 year,
up to 3 billion sums for a period of 1 to 2 years,
up to 4 billion sums for a period of 2 to 3 years,
up to 5 billion sums for a period of more than 3 years
