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Consumer Loan

  • About the loan
  • Conditions
  • Documents
  • Calculator
  • Loan with no down payment

  • Quick application processing

Items subject to loan

Loans are provided for consumer needs in the following types of goods and services within the Republic of Uzbekistan:

  • purchase of household utensils;
  • purchase of household wares;
  • purchase of office equipment and household appliances;
  • payment for medical services;
  • purchase of package tour and health resort vouchers;
  • purchase of construction materials;
  • purchase of finished construction products;
  • repair of high-rise apartments and flats;
  • services of gas, electricity and water supply to house;
  • wedding ceremonies and other events;
  • payment for installation of methane, propane or natural gas equipment to vehicle;
  • purchase of jewelry;
  • purchase of sports equipment, fitness equipment;
  • training in special training courses;
  • purchase of wheelchairs and other accessories for health rehabilitation;
  • for other purposes in a manner provided by the law.
Terms of loan

For members of payroll card program:

  • 24% per annum for credits with tenor of 36 months;
  • Grace period - 3 months;
  • 23% per annum for credits with tenor of 24 months;
  • Grace period - 2 months;
  • 22% per annum for credits with tenor of 12 months.

For other individuals:

  • 27% per annum for credits with tenor of 36 months;
  • Grace period - 3 months;
  • 26% per annum for credits with tenor of 24 months;
  • Grace period - 2 months;
  • 25% per annum for credits with tenor of 12 months.
  • Amount of loan - up to 200 Basic Estimated Amounts (loans up to 100 Basic Estimated Amounts are issued guaranteed by the third party and certificate of insurance, loans over 100 Basic Estimated Amounts are issued charged upon property).
  • Additional conditions - the loan is provided to citizens of the Republic of Uzbekistan aged 18 to 65 years who have income.
Loan Arrangements
The following types of collateral are offered against at least 125% of the loan amount:
  • Property as Security;
  • third-party guarantee;
  • other types of collateral provided by the Law.
Required documents
  • passport or other identity document;
  • duly executed certificate of income issued by the Employer and the document;
  • other documents providing loan repayment;
  • contract on the purchase of goods and services.
Calculate the amount of credit you will be able to get
Loan Period
Grace period
Down Payment
Calculation type
Commission for credit organization
Insurance payment
Other services(Notary, the evaluation of pledge property)

Payment schedule

Month Principal debt The interest on the loan Total repayment amount Balance
Total cost of the loan: %

The calculation is preliminary.
The exact amount of the monthly payment will be determined by the Bank based on the results of the consideration of the application

The calculations are made on the basis of the data provided and may differ from the calculations made in the bank
Monthly income 0 sum
Expenses 0 sum
Monthly fee 0 sum
Available loan amount 0 sum
Maximum amount for a credit product 49000000 sum

Latest site update date: 02/22/2024 12:57:28 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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