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Dealing transactions

FX Milliy Terminal
You can leave an application for joining the FX Milliy Terminal platform at the following LINK.
Interbank deposits
"NBU" JSC actively participates in the interbank money market in the Republic of Uzbekistan and abroad, simultaneously placing deposits in reliable banks and attracting deposits from professional participants and clients.
Foreign Exchange Transactions

NBU JSC quotes the following types of currencies:

• EUR — EURO zone currency;

• GBP — English pound;

• CHF - Swiss franc;

• JPY - Japanese yen;

• CNY - Chinese yuan;

• RUB — Russian ruble.

• UZS - Uzbek sum.

* Commission for Forex transactions is not charged.

* Consulting support to clients.

Conversion and banknote operations with foreign currency

NBU JSC provides the following services for foreign currency transactions:

• Transactions with banknotes (for banks);purchase and sale of cash foreign currency using non-cash foreign currency;

• Sale of new banknotes in the package of the American emitting bank;

• "fit/fit" - purchase and sale of previously used banknotes.

• The commission amount depends on the volume and specific conditions of the transaction.

NBU JSC enters into transactions through the communication means of global data providers and financial market infrastructures, including:

• Refinitiv FXall (Reuters)

• Bloomberg Professional

• BierbaumPro

• FX Milliy Terminal

The specific feature of NBU dealing department is that transactions are carried out only with professional participants in the financial market.

• FX Milliy Terminal (BierbaumPro) is a Forex trading software for bank clients. Our terminal is easy to use, reliable and has all the necessary functions for market analysis and transactions.

* BierbaumPro is a service provider for NBU JSC.

Securities Brokerage

Security brokerage is the process of buying and selling securities in the financial markets for the account of investors on their orders. This process is a key element in investing, allowing investors to buy and sell stocks, bonds, funds and other instruments in the stock market.

Custodian Services

Custodian services are services that custody and manage clients' assets, such as securities and other financial instruments. Custodians provide clients with safe custody and accessibility of their assets, process settlement and transfer transactions, and may also manage the client's portfolio.



  • Forward

  • Repo

  • Swap

  • Option

A derivative instrument (derivative) - is a contract whose price and the nature of the obligations are closely related to the value of the underlying asset. Derivatives are contracts and describe the parties' commitments to meet specific conditions relating to the transfer of the underlying asset.

There are two main types of derivatives:

  • Term liabilities (eg futures);

  • Contingent liabilities (eg options)

The value of a derivative instrument indirectly depends on fluctuations in the price of the underlying asset. Derivatives are commonly used to hedge open positions, reduce the impact of price fluctuations, and for speculation.

Forward contracts

The OTC version of a futures contract is a forward contract. They are not traded on an exchange; their terms are determined by the parties to the agreement.

Interest rate swaps are derivative contracts between two parties, often between a bank and a company. Both parties create conditions that are not with

REPO contracts

A REPO contract (from the English repurchase agreement) is an agreement between two parties, according to which the seller undertakes to sell a certain asset to the buyer, and the buyer undertakes to resell the same asset back to the seller at a higher price at a certain period in the future. Repo contracts are widely used in the financial sector, especially in the debt securities market, and are an important tool for managing liquidity and risk.

SWAP contracts

SWAP contracts (swap means exchange, translation from English) are financial instruments that allow market participants to exchange payments associated with various financial instruments for a certain period of time.

The most common types of SWAP contracts are interest rate swaps and currency swaps.


An option is a contract that gives the right, but not the obligation, to buy or sell an asset (for example, currency, stocks, futures) at a predetermined price and time.

Latest site update date: 07/16/2024 03:10:03 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter


If you find a discrepancy in the information provided in different languages, please follow the option in the state language. When using the site materials reference to web-site is required

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company must exceed 1 year
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.

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