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Bank Board of Directors

Sardorbеk Anarbеkovich Usmanbеkov

First Deputy Chairman of the Board

+99878 148-00-85 Visit time: 3:00 pm till 5:00pm Tuesday

Manages and controls the activities of the following departments:

  • Accounting ana Report Department;

  • Project Finance Center;

  • Credit Department;

  • HR Department;

  • Bank Processes Management Department;

  • Interbank Settlement Center.


Place of Job, Title

First Deputy Chairman of the Board

Year of Birth

1979

Place of Birth

Tashkent

Education

Bachelor, graduated from Tashkent Financial Institute in 2000.
Master, graduated from Tashkent Financial Institute in 2010.

Profession

Finance and credit

Work experience in the banking sector

20 years

In the current position

since March 15, 2023

Alisher Kudratullaevich Mirsoatov

Chairman of Board

+998 78 147 56 56 Visit time: 9:00 am till 11:00am Friday

Manages and controls the activities of the following departments:

  • deals with all issues related to the Bank's business, except for those referred to the Bank's Charter to the competence of the Cabinet of Ministers of the Republic of Uzbekistan, the Council and the Board of the Bank;

  • disposes of the Bank's property, except for immovable property, in accordance with the procedure established by the Council of the Bank;

  • enters into contracts, agreements, including employment ones;

  • issues powers of attorney;

  • exercises the right to dispose of funds, including for charitable donations, sets limits on travel, representation and other expenses;

  • approves the staffing list of the Bank, its branches and representative offices;

  • independently determines the payment procedure and amount of remuneration and other incomes of employees of the Bank;

  • approves regulations on bonuses for employees, on subdivisions, job descriptions for employees of the Bank;

  • issues orders and regulations binding on all employees of the Bank;

  • approves methodological and instructional draft documents of the Bank that do not require coordination and approval in the Central Bank of the Republic;

  • deals with other issues of the Bank.

He also manages and controls the activities of the following departments and employees:

  • Department of Information and Banking Security;

  • Risk Management Department;

  • Risk Compliance Division;

  • Department for Foreign Economic Activity;

  • Bank and Financial Academy.


Place of Job, Title

Chairman of Board

Year of Birth

1974

Place of Birth

Tashkent

Education

1996 – Graduated from the Tashkent State Technical University.

2003 – Graduated from the Academy of Public Administration under the President of the Republic of Uzbekistan

2004 – Graduated from the Maastricht School of Management (Netherlands)

2021 – Graduated from the Academy of Public Administration under the President of the Republic of Uzbekistan

Profession


Economic and Management in Mechanic Engineering
Master in Business Administration – MBA
Master in Business Administration – MBA
Doctor of philosophy in economical sciences - PhD

State award

2019 - awarded the order of «Mehnat shukhrati»

Work experience in the banking sector

26 years

In the current position

since Nov. 30, 2017

Bakhodir Amiralievich Jalilov

Deputy Chairman of the Board

+998 78 147-77-01 Visit time: 9:00 am till 11:00am Wednesday

Manages and controls the activities of the following departments:

  • Managing director of the retail block;

  • Department of retail business;

  • Mortgage Landing Department;

  • Executive Office of National Bank;

  • Department of Financing State Programs;

  • Department of Information Technology;

  • Press service;

  • First department;


Place of Job, Title

Deputy Chairman of the Board

Year of Birth

1977

Place of Birth

Surkhandarya Region

Education

Bachelor, graduated from Termez State University in 2003. Master, graduated from the Banking and Finance Academy of the Republic of Uzbekistan in 2006.

Profession

Finance

Work experience in the banking sector

23 years

In the current position

since Aug. 23, 2017

Contacts

Azamat Karimbaevich Kurambaev

Deputy Chairman of the Board

+998 78 147-15-75 Visit time: 9:00 am till 11:00am Monday

Manages and controls the activities of the following departments:

  • Legal Department;

  • Internal control Department;

  • Distressed Assets Monitoring Department;

  • Loans Monitoring and Early Collection Department;

  • Problem Project Support Department;

  • Department of Business Administration;

  • Gallery of Fine Arts of Uzbekistan;

  • Directorate for the operation of the historical complex "Nurullaboy";

  • Legal entities with the participation of the Bank.


Place of Job, Title

Deputy Chairman of the Board

Year of Birth

1976

Place of Birth

Tashauz city

Education

Higer, graduated from Tashkent Financial Institute in 1998.

Profession

Finance and Credit

Work experience in the banking sector

26 years

In the current position

since March 9, 2018

Azizbek Shavkatovich Khodjaev

Deputy Chairman of the Board, Chairman of JSC "NBU INVEST GROUP"

+998 78 150-70-94 Visit time: 9:00 am till 11:00am Thursday

Manages and controls the activities of the following departments:

  • JSC "NBU Invest Group";

  • LLC “NBU Samarkand Invest”;

  • LLC “NBU Gazgan Invest”.


Place of Job, Title

Deputy Chairman of the Board

Year of Birth

1978

Place of Birth

Kashkadarya region

Education

Bachelor, 2001 - graduated from the Tashkent State Institute of Oriental Studies Master, 2013 - graduated from the Higher School of Business under the Cabinet of Ministers of the Republic of Uzbekistan

Profession

Business Management

Work experience in the banking sector

15 years

In the current position

September 24, 2020

Contacts

Rikhsiev Bohodir Tolaganovich

Managing Director of the Transformation Office - Deputy Chairman of the Board

(78) 150-74-67 Visit time: 15:00 pm till 17:00 pm Friday

Manages and controls the activities of the following departments:

  • Transformatsion ofis;

  • Department for corporate relations and investments;

  • Second department.


Place of Job, Title

Managing Director of the Transformation Office - Deputy Chairman of the Board

Year of Birth

1986

Place of Birth

Tashkent region

Education

Bachelor's degree, 2008 - graduated from Tashkent Financial Institute. Master's degree, 2020 - graduated from the Academy of Public Administration under the President of the Republic of Uzbekistan.

Profession

Finance

Work experience in the banking sector

15 years

In the current position

Since October 5, 2023

Bakhtiyor Kobilovich Mirdovidov

Deputy Chairman of the Board

Manages and controls the activities of the following departments:

  • Department of network development and service of the bank;

  • Small and Medium – sized enterprises Department;

  • Department of the Treasury;

  • Marketing Services Center.


Place of Job, Title

Deputy Chairman of the Board

Year of Birth

1985

Place of Birth

Tashkent

Education

Tashkent State University of Economics in 2012;
Tashkent State University of Economics in 2014.

Profession

Economics

Work experience in the banking sector

15 years in the NBU system

In the current position

since July 9, 2024

Fazliddin N. Qodirov

Director of Department of Accounting and Financial Management- Сhief accountant


Place of Job, Title

Director of Department of Accounting and Financial Management- Сhief accountant

Zokir Botirovich Kalonov

Director of the Department of Debt Collection


Anna Svyatoslavovna Solovyova

Director of Risk Management Department


Place of Job, Title

Director of Risk Management Department

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Latest site update date: 07/23/2024 08:38:09 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company must exceed 1 year
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.

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