Commission fee for servicing individuals

2.1 Crediting of funds in favor of the client

2.2 Transfers of funds and deposits from the client's account to other client's accounts opened on his name in the system of the National Bank

2.3 Money transfers from the client's account:

a) for the purchase of a residential house in rural areas in accordance with the National Program, and for the return of the amounts previously transferred for these purposes from the accounts of Kishlok Kurilish Invest LLC

b) for the purchase of premises (apartments) in the apartment houses built from own funds of the National Bank of the Republic of Uzbekistan for Foreign Economic Activity

c) on the basis of courts' and other governmental authorities' decisions, and pursuant to decisions/orders of the government

d) received on the account:
- as wages and equivalent payments, pensions, benefits, alimony;
- to repay loans provided by the National Bank;
- for the demolition of a house by the decision of governmental authorities;
- for the purchase of apartments by military personnel;
- as amounts of down payments for car loans and consumer loans;
- as an insurance indemnity;
- as a return of mortgage loan down payment previously made in cash.

e) received from the account of a legal entity or other individual, except for the types of services specified in subparagraph d, paragraph 2.3. for the present Tariff

f) to the account of a legal entity or other individual

g) received on accounts as a sponsorship (charity) assistance

2.4 Telegraphic or electronic request and receipt of deposit transfer confirmation

2.5 Money transfer from the account in foreign currency outside the republic

2.6 Transfers of deposits to the same person from the branch of the National Bank to other banks located in the republic

2.7 Transfers of deposits in national currency from the branch of the National Bank to other banks located in the republic

2.8 SWIFT/TELEX message to any direction

2.9 Money transfer from the account in foreign currency inside the republic

3.1 Acceptance, counting of cash for crediting to the client's account

3.2 Payment of cash in national currency:

a) received from deposit accounts from other banks

b) received on the accounts as wages and equivalent payments, pensions, allowances, alimony, insurance indemnities, charitable assistance, for the demolition of a house by the decision of governmental authorities, for the purchase of apartments by military personnel

c) received on the accounts, other than as wages and equivalent payments, pensions, allowances, alimony, insurance indemnities, charitable assistance, for the demolition of a house by the decision of governmental authorities, for the purchase of apartments by military personnel

d) received on the basis of courts' and other governmental authorities' decisions, and pursuant to decisions/orders of the government

e) for the return of mortgage loan down payment previously made in cash

f) for micro loans

3.3 Payment of cash in foreign currency:

a) received in cash

b) received in non-cash form

3.4 Exchange of one currency for another currency received in non-cash form or deposited in cash to the client's account

3.5 Сhange of cash in foreign currency to banknotes of the same currency (in large or in small bills)

3.6 Collection of worn foreign currency on behalf of the client, with subsequent exchange in foreign banks

3.7 Provision of information on counterfeit foreign banknotes

3.8 Acceptance and exchange of worn banknotes

3.9 Verification of authenticity of foreign banknotes

4.1 Collection and sending of personal checks

4.2 Refund and cancellation of transfers and payments against the checks of foreign banks

4.3 Submission of checks sent from abroad

5.1 Plastic card in the national currency of the Republic of Uzbekistan

5.1.1. Issue of the main card:

a) As part of salary projects, as well as for the payment of pensions, benefits, scholarships. UzCard / HUMO

b) to an individual not related to subparagraph 5.1.1. а)

5.1.2 Issue of an additional or family card

5.1.3 Card replacement in case of technical malfunction of the main, additional or family UzCard / HUMO card

5.1.4 Reissue and extension of validity of the main card related to subparagraph 5.1.1.

5.1.5 Reissue and extension of validity of a primary, supplementary or family card not related to subparagraph 5.1.1. а)

5.1.6 Unlocking a card when blocking UzCard / HUMO PIN codes

5.1.7 Putting a lost plastic card in the Stop List UzCard / HUMO

5.1.8 Card replacement in case of loss, damage and physical deterioration of the main, additional or family card

5.1.9 Money transfer from the Special UZS Card Account (SSCA) to other client's accounts opened in the Bank or in favor of other Bank's client

5.1.10 Money transfer from the Special UZS Card Account (SSCA) to counterparties serviced by:

a) a branch of the National Bank

b) another bank

5.1.11 Payment from a special card account for goods, utilities and other services via teller workstation and in self-service terminals - Advanced Kiosks/ATMs

5.1.12 Investigation and/or operations with a card issued by the Bank initiated by the owner of special card account

5.1.13 Search for a special card account by the owner or heirs

5.1.14 Cash withdrawal from a special card account via teller workstation/ service points using a card issued by

а) the National Bank

b) other banks

5.1.15 Cash receipt through ATMs of the National Bank

5.1.16 Crediting of cash to the Special UZS Card Account

5.1.17 Crediting of wages and equivalent payments (pensions, benefits, etc.) to the Special UZS Card Account

5.1.18 Crediting of non-cash receipts to the Special UZS Card Account as a compensation, alimony and other social benefits

5.1.19 Crediting of non-cash receipts to the Special UZS Card Account (according to the current legislation)

5.1.20 Repayment of loan through self-service machine of the National Bank

5.1.21 Repayment of the Bank's loan debts by a plastic card at the terminal of the branch/ service point of the Bank

5.2 International plastic cards in foreign currency

5.2.1 Opening (issuing) card:

a) Visa Electron Internet* (USD/UZS) with a magnetic stripe to pay for goods and services via the Internet

- minimum balance and down payment (unchanged until the card account is closed)

* Visa Virtual is used only on the Internet to pay for goods and services, this card cannot be used in terminals and ATMs.

b) * for wages, pensions, allowances, scholarships (for any type of Visa card (Classic, Gold, Platinum)

- minimum balance and down payment (unchanged until the card account is closed)

* All other Visa cards fees are used depending on the type of Visa card described in paragraph 5.2. "International plastic cards in foreign and national currency".

c) Visa Classic (USD)/(UZS)

- minimum balance and down payment (unchanged until the card account is closed)

d) Visa Gold (USD)/(UZS)

- minimum balance and down payment (unchanged until the card account is closed)

e) Visa Platinum (USD)/(UZS)

- minimum balance and down payment (unchanged until the card account is closed)

e) co-branded Visa Gold card (USD)/(UZS)

- minimum balance and down payment (unchanged until the card account is closed)

f) co-branded Visa Platinum card (USD)/(UZS)

g) Visa Infinite (USD)/(UZS)

- minimum balance and down payment (remains unchanged until the card account is closed)

- annual card service

5.2.2 Express issue of card (only for Tashkent)

а) Visa Classic

b) Visa Gold

c) Visa Platinum

d) Visa Gold co-branded card

e) Visa Platinum co-branded card

f) Visa Infinite

5.2.3 Replacement of the main, additional card (change of the client's name, loss/damage of the card, loss of the password, suspicion of fraud):

a) Visa Classic

b) Visa Gold / Visa Gold co-branded card

c) Visa Platinum / Visa Platinum co-branded card

d) Visa Infinite

5.2.4 Penalty for loss or damage of the main or additional card, and for the card non-return by the client to the bank, including when applying for the closure of the special card account:

a) Visa Classic

b) Visa Gold / Visa Gold co-branded card

c) Visa Platinum / Visa Platinum co-branded card

d) Visa Infinite

5.2.5 Cash receipt at the terminal in the National Bank branch or its service point and at the ATM from the card issued:

5.2.5.1 by the National Bank:

a) Visa Classic

b) Visa Gold / Visa Gold co-branded card

c) Visa Platinum / Visa Platinum co-branded card

d) Visa Infinite

5.2.5.2 by other bank

5.2.6 Processing of transactions on cash receipt at terminals or ATMs of another bank from the card issued by the National Bank:

а) Visa Classic

b) Visa Gold / Visa Gold co-branded card

c) Visa Platinum / Visa Platinum co-branded card

d) Visa Infinite

5.2.7 Non-cash payment for goods and services at the terminal or imprinter of the National Bank located in the trade and service enterprise

5.2.8 Processing of transactions on non-cash payment for goods and services in the infrastructure of another bank (terminal/self-service terminal/ Internet, etc.) from the card issued by the National Bank:

a) Visa Virtual

b) Visa Classic

c) Visa Gold / Visa Gold co-branded card

d) Visa Platinum / Visa Platinum co-branded card

e) Visa Infinite

5.2.9 Registration of the card in the Global stop list upon the Client's request

5.2.10 Enabling and maintenance of "3D Secure" service

5.2.11 Reissue of the main, additional and family card at the end of their validity period, if available:

a) Visa Virtual

b) Visa Classic

c) Visa Gold / Visa Gold co-branded card

d) Visa Platinum / Visa Platinum co-branded card

e) Visa Infinite

6.1. Information services in the form of "sms-informing"

6.1.1 Enabling the information services package

6.1.2 Fee for use of information services in the form of "sms-informing"

a) by individuals, except pensioners

b) by pensioners (subject to the submission of a pension certificate)

Notes: In order to use information services, the Bank's client will buy in advance the information service package with a certain number of messages and the service will be provided until the package validity is over.

6.2 Information services regarding the accounts of VISA international plastic cards

6.2.1 Submission of an international card account statement on the official letterhead of the Bank

6.3 Services of Milliy Mobile App (hereinafter Milliy Mobile App)

6.3.1 Enabling of Milliy Mobile App service

6.3.2 Monthly subscription fee for the use of Milliy Mobile App service

6.3.3 1-month subscription fee for the use of plastic cards in Milliy Mobile App by cardholders

a) international Visa cards

b) national Visa cards

c) 1-month subscription fee for the use of "Monitoring" service statement the last 10 transactions through Milliy Mobile App to holders of UzCard plastic cards

6.3.4 Crediting of deposit interest to the e-wallet account (provided that the client has Milliy Mobile App service enabled)

6.3.5 Transfer of money from card to card (P2P) using Milliy Mobile App

6.3.6 Transfer of money from the e-wallet to the e-wallet account of another National Bank client using Milliy Mobile App

6.3.7 Transfer of money from the e-wallet opened in the National Bank's branch to the e-wallet account of the same person opened in another National Bank's branch

6.3.8 Transfer of money from the National Bank /other banks card or from the e-wallet account to the National Bank demand deposit account

6.3.9 Transfer of money from the National Bank card or from e-wallet account to the fixed / savings deposit account of the same person opened in the National Bank

6.3.10 Transfer of money from the National Bank/ other bank card or from e-wallet account to the fixed / savings deposit account opened in the National Bank

6.3.11 Transfer of money from the National Bank/ other bank card to e-wallet account

6.3.12 Transfer of money from the National Bank card to the e-wallet account of the same person

6.3.13 Transfer of money from the e-wallet account to the National Bank plastic card of the same person

6.3.14 Transfer of money from the e-wallet account to the National Bank/other banks plastic card

6.3.15 Transfer of money from the e-wallet account through clearing

6.3.16 Loan repayment from the National Bank/other banks cards/e-wallets accounts

6.3.17 Payment for goods/works/services (from the National Bank/other banks plastic cards and from e-wallet account)

6.3.18 Payment for cellular communication services to operators (from the National Bank/other banks plastic cards and from the e-wallet account)

6.3.19 Payment for public services, taxes and customs payments (from the National Bank/other banks plastic cards and from the e-wallet account)

6.3.20 Payments to the traffic police and the Treasury (from plastic cards of the National Bank/other banks and from the e-wallet account)

6.3.21 Transfer of money from the National Bank/other bank cards to the e-wallet account for online conversion (purchase of foreign currency)

7.1 Renting of individual safe deposit boxes to clients:

a) 50 x 250 x 380 size

b) 90 x 250 x 380 size

c) 140 x 250 x 380 size

d) 500 x 250 x 380 size

7.2 Penalty for the loss of key to individual safe deposit boxes

8.1 Amendments to the loan agreement upon the Client's request