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Loans to enterprises engaged in processing and exporting fruits and vegetables

Loans to Replenish Working Capital

Loan purpose:

This loan is intended to replenish working capital of enterprises cultivating fruits and vegetables that have signed a trilateral agreement with the Khokimiyats, the Ministry of Agriculture of the Republic of Uzbekistan.

Loan conditions:

  • Term of loan: not more than 18 months;
  • Grace period: not more than 6 months;
  • Interest rate: 21% per annum.

Loans to Purchase Fixed Assets

Loan purpose:

This loan is intended to purchase fixed assets, including refrigeration warehouse and greenhouse equipment.

Loan conditions:

  • Term of loan: not more than 7 years;
  • Grace period: not more than 24 months.

Interest rate:

  • Loans in national currency - 21% per annum;
  • In foreign currency through the credit line of foreign banks and international financial institutions - 8% per annum.

Loan amount:

The amount depends on producing capacity of the fruit and vegetable cluster, financial viability of the project and the cost of contract concluded by the cluster.


Credits provided in the national currency, in cash

Loan purpose:

The purchase of agricultural products to business entities (legal entities) engaged in the export of agricultural products and included to the list formed by the regional departments of the Ministry of Investment and Foreign Trade of the Republic of Uzbekistan if they have no overdue debts on previously issued loans, as well as problems with repayment of previously received credits. The regional departments of the Ministry of Investment and Foreign Trade of the Republic of Uzbekistan must provide guarantee letters to the bank for each credit application of a business entity, the exporter.

Loan conditions:

  • Term of loan: no more than 90 days;
  • Grace period: not available.

Interest rate:

  • 21% per annum.

Loan amount:

It is set based on the indicators specified in the business plan of exporting business entities that include an actual forecast of cash flows sufficient for repayment of the credit after deducting all mandatory expenses over the next 3 months, as well as based on the export contracts with a sales volume established by the business plan.

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Latest site update date: 03/01/2021 05:47:09 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Feb. 15, 2020
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