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  • About the loan
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To Replenish Working Capital
  • Loan purpose:

    Provision of enterprises exporting fabric, knitted fabric and ready-made garment and knitted products with working capital through revolving loans;
  • Loan form:

    Opened revolving loan facility;
  • Loan source:

    Resources of the Fund for Supporting Exports under Export Promotion Agency;
  • Loan currency:

    UZS (national currency of the Republic of Uzbekistan).
  • Loan term:

    up to 36 months;
  • Interest rate:

    5% per annum;
  • Maximum loan amount:

    Based on the export volume for the last 12 months, in the following amounts:
    • up to 1 million USD at export volume to 5 million USD;
    • up to 2 million USD at export volume from 5 to 10 million USD;
    • up to 3 million USD at export volume from 10 to 15 million USD;
    • up to 4 million USD at export volume from 15 to 20 million USD;
    • up to 5 million USD at export volume over 20 million USD
  • Loan repayment:

    monthly, fix or variable payments;
  • Eligible forms of collateral security:

    • collateral security of freely convertible and national currencies held in accounts opened with the bank;
    • collateral security of movable/ immovable property;
    • collateral security of real property rights;
    • other forms of collateral security not prohibited by applicable law.
  • Percentage of collateral security:

    At least 125% of loan amount.
  • Mandatory requirements for Borrowers:

    • must be engaged in the export of fabrics, knitted fabric and ready-made garment and knitted products;
    • must be registered in accordance with the procedure established by the legislation of the Republic of Uzbekistan.
    • must have main demand deposit account in the bank;
    • must have no adverse loan history of the Borrower/Co-borrower/Guarantor;
    • must have no overdue loan liabilities.
    • must have relevant permits and licenses for the activities being carried out, in case if the Borrower's activities are subject to licensing;
    • must fulfill other requirements to the potential Borrower/Co-borrower/Guarantor, collateral security and conditions for obtaining loans shall be regulated by the Bank's Credit Policy and other local regulations of the Bank.
  • Opened financing procedure:

    Financing shall be opened upon approval of the Borrower's application by the Fund for Supporting Exports under Export Promotion Agency and submission of a duly executed and insured collateral security to the Bank.
  • List of documents to be submitted by the Borrower:

    • Loan Application Form contained all loan terms and collateral security;
    • Borrower's certificate of state registration;
    • copy of the Company’s Charter and constitution documents with all amendments;
    • copy of documents confirming the right of a person to sign a loan agreement on behalf of the borrower, in case the person is an authorized representative of the borrower, with specimen signatures.
    • financial statements including the balance sheet and profit and loss statement on the first date of the current month;
    • resolution of the Borrower/Co-borrower's authorized body on attraction of the required loan amount under appropriate conditions with provision of loan collateral security;
    • business plan indicating the forecast of cash receipts to the borrower's bank account (cash flow);
    • in case of available accounts in other banks, certificate of absence/presence of the borrower's debts according to Bank File №2, loans, leasing, letters of credit, and information on turnovers within the last 12 months in the form of a letter issued by the servicing bankwith an electronic version of transcript;
    • contracts to be paid under the requested loan;
    • documents on the provided collateral security.
To Finance Investment Projects
  • Loan purpose:

    Financing of major investment projects for production of fabrics, carpets, ready-made garment and knitted products, dyeing and finishing;
  • Loan source:

    Resources of the Fund for Reconstruction and Development;
  • Loan currency:

    USD;
  • Maximum loan amount:

    shall be determined based on the needs of the event being credited;
  • Loan term:

    up to 120 months, depending on the payback period of the project;
  • Grace period for principal loan amount payment:

    up to 36 months, depending on the payback period of the project;
  • Interest rate:

    • annual interest rate of 5% within the grace period, and
    • annual interest rate of 6% for the remaining period;
    • In case of failure to perform export obligations by the company, the loan interest accrued during the grace period shall be recalculated at a rate of 6% per annum;
  • Special requirements:

    • commitment to provide export in the amount of 50% of the total volume of production;
    • explain the importance of the participation of own funds, including buildings and constructions, working capital in the amount of not less than 30%;
    • no overdue loan liabilities.
  • Loan repayment:

    monthly, fix or variable payments;
  • Eligible forms of collateral security:

    • collateral security of freely convertible and national currencies held in accounts opened with the bank;
    • collateral security of movable/ immovable property;
    • collateral security of real property rights;
    • other forms of collateral security not prohibited by applicable law.
  • Percentage of collateral security:

    At least 125% of loan amount;
  • Mandatory requirements for Borrowers:

    • must be registered in accordance with the procedure established by the legislation of the Republic of Uzbekistan;
    • must have main demand deposit account in the bank;
    • must have no adverse loan history of the Borrower/Co-borrower/Guarantor;
    • must have no overdue debts on loan obligations;
    • must have sufficient amount of the Borrower/Co-borrower/Guarantor's current cash flow for timely loan servicing;
    • must have liquid funds of the Borrower/Co-borrower/Guarantor and not unprofitable operation activities;
    • must have relevant permits and licenses for the activities being carried out, in case if the Borrower's activities are subject to licensing;
    • must fulfill other requirements to the potential Borrower/Co-borrower/Guarantor, collateral security and conditions for obtaining loans shall be regulated by the Bank's Credit Policy and other local regulations of the Bank.
  • Opened financing procedure:

    Financing shall be opened upon approval of the Borrower's application by the Fund for Reconstruction and Development, and submission of a duly executed and insured collateral security to the Bank.
  • List of documents to be submitted by the Borrower:

    • Loan application form contained all loan terms and collateral security;
    • Borrower's certificate of state registration;
    • Copy of the Company’s Charter and constitution documents with all amendments;
    • copy of documents confirming the right of a person to sign a loan agreement on behalf of the borrower, in case the person is an authorized representative of the borrower, with specimen signatures.
    • financial statements including the balance sheet and profit and loss statement on the first date of the current month;
    • resolution of the Borrower/Co-borrower's authorized body on attraction of the required loan amount under appropriate conditions with provision of loan collateral security;
    • project feasibility study indicating the forecast of cash receipts to the borrower's bank account (cash flow);
    • in case of available accounts in other banks, certificate of absence/presence of the borrower's debts according to Bank File №2, loans, leasing, letters of credit, and information on turnovers within the last 12 months in the form of a letter issued by the servicing bank with an electronic version of transcript;
    • contracts to be paid under the requested loan;
    • verification of contract price;
    • documents on the provided collateral security.
Calculate the amount of credit you will be able to get
Amount
UZS
Loan Period
Grace period
Down Payment
Calculation type
Commission for credit organization
UZS
Insurance payment
UZS
Other services(Notary, the evaluation of pledge property)
UZS

Payment schedule

Month Principal debt The interest on the loan Total repayment amount Balance
Total cost of the loan: %

The calculation is preliminary.
The exact amount of the monthly payment will be determined by the Bank based on the results of the consideration of the application

sum
sum
sum
sum
The calculations are made on the basis of the data provided and may differ from the calculations made in the bank
Monthly income 0 sum
Expenses 0 sum
Monthly fee 0 sum
Available loan amount 0 sum
Maximum amount for a credit product

Latest site update date: 03/19/2024 01:36:05 am

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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