The power of trust

Background
Student loan
Credit for full-time, evening, correspondence forms of education
More details
Background
Milliy Deposits
Explore more profitable deposits!
More details
Accessibility
View:
Font size:
1344
+998 78 148 00 10 Call Centre:
Operating hours from 9 AM to 9 PM
NBU in social networks:

In the I half of this year more than 11 thousand students received loans worth 35.7 billion soums

17.09.2015 3057

The press conference, in which representatives of the Central Bank of Uzbekistan told journalists about the provision of student loans was held in Tashkent.

As was emphasized at the conference, the commercial banks are active in the financial support of young people for their education. So, for the past four and a half year, the country's banks have allocated student loans for more than 72 thousands of students totaling over $ 225 billion soums. For the first 6 months of this year 11,106 students received student loans in the amount of 35.7 billion soums.

It was noted during the event that the student loans for undergraduates are given for up to 10 years, for master degree students - up to 5 years with the inclusion to these terms the period of studying in higher educational institutions.

Furthermore, orphans, inmates of orphanages "Mehribonlik" get interest-free loans. In turn, the other categories of the population are provided loans at a floating rate of interest not exceeding the current refinancing rate of the Central Bank of the Republic of Uzbekistan in the amount of 9% per annum.

In addition, students from low-income families pay 50% of the amount of interest payments for the loan, provided from the State Fund for Employment and Social Protection of regional centers to promote employment and social protection.

Moreover, in accordance with the paragraph 31 of Article 179 of the Tax Code of the Republic of Uzbekistan, the amounts of wages and other incomes of parents directed to pay for education or training of children under the age of twenty-six years in higher educational institutions of Uzbekistan are not taxed.

During the press conference, representatives of the Central Bank also spoke about the necessary documents which are required to obtain a student loan. In particular, the borrower submit the application for student loan to a commercial bank, issued in the prescribed manner an agreement (contract) for education on a fee-based contract between the student and the higher education institution. The reference from the place of residence of the borrower and the document on security for the repayment of the loan are also required. Applications with a full package of documents are considered by the bank during 10 working days.

Thus, educational loans granted by commercial banks of the country, contribute to the support of younger generation for obtaining  higher education and increase the number of skilled workers in the country.

 

UzReport

0
0



Receive the Latest News

We will send one email a week, no spam

Latest site update date: 06/14/2024 10:11:40 am

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter

Яндекс.Метрика

If you find a discrepancy in the information provided in different languages, please follow the option in the state language. When using the site materials reference to www.nbu.uz web-site is required

Technical support NBU

online

Message sent!

Please wait for a response to
your email address

Return to list of topics


Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

How helpful was the answer?

Helpdesk NBU

I am your virtual assistant.
Loading...

Helpdesk NBU

Choose a needed theme

NBU Help Desk

Select a topic of interest

To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

Your message has been sent successfully

Our specialist will answer you within a working day. Due to the high number of requests during the COVID-19 pandemic, there may be some delays in responding to requests.

Take part in improving the quality of service
Please answer 3 questions
Go to quiz