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Assets of banks in Uzbekistan exceeded 48.9 trillion soums

26.10.2014 3273

On October 1, 2014, aggregate capital of commercial banks of Uzbekistan reached 6.6 trillion soums. Currently, the level of capital adequacy of the banking system is 24.7%, which exceeds the requirement of the Basel Committee on international banking supervision by 3 times (8%).

For several years, the level of liquidity of the banking system exceeds 65%, which is 2 times greater than the minimum level established international practice.

The assets of banks increased by 29.2% compared with the corresponding period last year and exceeded 48.9 trillion soums.

Effective banking supervision on the basis of international standards, monitoring of bank liquidity and asset quality has allowed banks to confirm a positive rating to "stable" from leading international rating agencies as Fitch Rating's, Мoody''s and Standard & Poor's.

Moreover, Мoody's in its "prospects of development of the banking system of Uzbekistan” report fifth year in a row assigns to the banking system of Uzbekistan a “stable” rating.

According to the results of 9 months, such basic indicators of the banking system, as the adequacy total capital of banks, the liquidity of commercial banks, the aggregate balance of deposits, the change in the volume of credit investments correspond the highest evaluation.

These data were presented at the regular enlarged meeting of the Board of the Central Bank of the Republic of Uzbekistan, which reviewed the results of the activities of the banking system during the first nine months of 2014.

 

 

 

 

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Latest site update date: 09.12.2024 21:28:25

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
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Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
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The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
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  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
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- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
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It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
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The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

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