CONSENT TO THE PROCESSING OF PERSONAL DATA

I hereby confirm my consent to the processing of my personal data by JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan," including their collection, storage, updating, clarification, use, request, and formation of a credit history, with the transfer of such data to the Joint Stock Company "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" (license of the Central Bank of the Republic of Uzbekistan No. 22 dated February 15, 2020) for the purpose of verifying my solvency and reliability as a client and subject of personal data, and for determining the limit of the microloan amount.

1. The processing of personal data is carried out by JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" for the following purposes:

1.1. Identification/simplified identification of the client;

1.2. Verification of the client's solvency and reliability;

1.3. Timely informing the client about the services provided by JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" and conducting marketing campaigns for clients together with partners;

1.4. Including the client in the database of potential clients of its partners, including informing the client about ongoing promotional campaigns by any means not contrary to the law;

1.5. Receiving services from partners related to the prompt access to information about the client;

1.6. Communicating with the client, including sending notifications, requests, and information regarding the use of services provided by JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan";

1.7. Improving the quality of services provided by JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan";

1.8. Conducting statistical and other research based on anonymized data.

2. For the purposes of this Consent, personal data means any information relating directly or indirectly to the client as a subject of personal data, including but not limited to:

2.1. Surname, first name, patronymic, year, month, date, and place of birth;

2.2. Address of residence;

2.3. Postal address;

2.4. Number and series of the identity document;

2.5. Taxpayer identification number;

2.6. Information about education and specialization;

2.7. Personal identifier of the individual;

2.8. Insurance contributions;

2.9. Debt on taxes and other mandatory payments;

2.10. The amount of accumulated pension contributions;

2.11. Information about employment;

2.12. Data on bank cards, as well as any movements of funds on the bank card;

2.13. Information automatically transmitted from the client's device, including cookies;

2.14. Home, work, mobile phones, email address, photographs;

2.15. Scanned copies of passport data;

2.16. Data on the sources of income and property of the client, scoring;

2.17. Information about the client's credit obligations, including past obligations;

2.18. Data available in open sources, any personal data made public by the subject of personal data through the Internet;

2.19. Contained in publicly available sources of personal data (including photographs, marital status, date of birth, hometown, family ties, home address, subscriber number, education information, etc.);

2.20. Other information necessary for the specified purposes.

3. I hereby express my consent and allow JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" to transfer my personal data to third parties for the purpose of providing me, as a client, with payment services, scoring, and analysis of solvency, as well as for cross-border transfer of personal data. Third parties (including, without limitation, the Joint Stock Company "National Bank for Foreign Economic Activity of the Republic of Uzbekistan", license of the Central Bank of the Republic of Uzbekistan No. 22 dated February 15, 2020) have the right to process personal data by the methods specified in this Consent, provided they comply with the legislation of the Republic of Uzbekistan on ensuring the confidentiality and security of personal data during their processing.

4. I agree that JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" receives and processes my personal data by performing actions (operations) or a set of actions (operations) performed using automation tools or without the use of such tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, modification), retrieval, use, transfer (distribution, provision, access), anonymization, blocking, deletion, destruction of personal data.

5. I agree that decisions based solely on automated processing of my personal data may be made concerning me, and I confirm that the following has been explained to me:

5.1. The decision based solely on automated processing of personal data is made based on the comprehensive assessment of the information provided by me, as well as information about me available in other sources, according to the criteria established by JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan."

5.2. The consequences of solely automated processing of personal data may include agreement to enter into civil-law relations with me only on certain conditions, or full or partial refusal to enter into civil-law relations with me, or refusal (including early termination) to continue existing civil-law relations with me.

5.3. In the case of my disagreement with the decision made solely on the basis of automated processing of my personal data, I have the right to raise my objections using the contact information available on the official website of JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" (https://nbu.uz). JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" is obliged to consider my objections and notify me in writing of the results of the consideration of my objections within a period not exceeding the maximum period for such notification in accordance with the Law of the Republic of Uzbekistan No. ZRU-547 dated July 2, 2019 "On Personal Data."

5.4. To protect my rights and legitimate interests, I have the right to contact the authorized state bodies and courts of the Republic of Uzbekistan in accordance with the procedure established for such appeals by the legislation of the Republic of Uzbekistan.

6. I confirm that I have been informed of my rights as a subject of personal data, in particular the following rights:

6.1. To receive from JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" information concerning the processing of my personal data (including confirmation of the fact of processing personal data, legal grounds, purposes of processing, processing periods, storage periods, the name and address of the person performing the processing of personal data on behalf of the owner and/or operator, and other information provided for by Article 22 of the Law of the Republic of Uzbekistan No. ZRU-547 dated July 2, 2019 "On Personal Data");

6.2. To require JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" to clarify my personal data, block or destroy them if personal data are incomplete, outdated, inaccurate, unlawfully obtained, or are not necessary for the stated purpose of processing, as well as to take the measures provided by law to protect my rights;

6.3. To withdraw my consent to the processing of personal data at any time;

6.4. To know about the presence of my personal data with JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" and third parties and their composition;

6.5. To receive information about the conditions for granting access to my personal data from JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan";

6.6. To appeal on issues of protecting my rights and legitimate interests concerning my personal data to authorized state bodies and/or courts;

6.7. To consent to JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" and third parties to disseminate my personal data in publicly available sources of personal data.

7. I understand that JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" has the right to process my personal data in accordance with the Law of the Republic of Uzbekistan No. ZRU-547 dated July 2, 2019 "On Personal Data" and that JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan" takes the necessary legal, organizational, and technical measures to protect my personal data from unlawful and/or accidental access, destruction, alteration, blocking, copying, provision, dissemination of personal data, as well as from other unlawful actions concerning personal data.

8. Consent to the processing of personal data is valid indefinitely.

9. I confirm that I independently provide this consent to the processing of data, including by independently entering a one-time digital code sent to the mobile phone number indicated by me during registration in the service of JSC "National Bank for Foreign Economic Activity of the Republic of Uzbekistan," which belongs to me.