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Xalqaro plastik kartochkalar yordamida aviachiptalarni sotib olish bilan bog'liq soxta operatsiyalar

21.08.2019 2965

Hurmatli O‘zbеkiston Milliy banki mijozlari!

O'zbekiston Respublikasi Tashqi iqtisodiy faoliyat milliy banki sizga xalqaro plastik kartochkalar yordamida aviachiptalarni sotib olish bilan bog'liq soxta operatsiyalar tez-tez uchrab turishini ma'lum qiladi.

Bu quyidagicha sodir bo'ladi. Vositachilar yoki ijtimoiy tarmoqlar orqali sizga arzon aviachiptani (tur-paket) yoki katta chegirma bilan chipta sotib olish taklif etiladi. Ularni tartibga solish uchun sizdan bron qilish uchun shaxsiy ma'lumotlarni taqdim etishingiz so'raladi, shundan so'ng, sizga aviakompaniyaning veb-saytida yoki boshqa agregator saytlarida chipta beriladi. Shundan so'ng, sizdan kaysidir onlayn hamyonga pul o'tkazish, tеzkor pul o‘tkazmasi orqali pullarni yuborish yoki hatto o‘rtadagi odamga naqd pul berish so'raladi.

Bunday holda, vositachilar chiptani o'g'irlangan kartadagi mablag'lardan foydalangan holda sotib olishadi. Natijada, siz ushbu chiptani olasiz, lekin faqat puli o‘g‘irlangan karta egasi o'z bankiga uning kartasidan uning ruhsatisiz pul yechilganligi haqida ma’lumot bеrmagunicha. Shundan so'ng, sizning aviachiptangiz to'lov tizimi tomonidan pul mablag'larini olib qo'yilishi munosabati bilan aviakompaniya tomonidan bloklanadi, chunki aviakompaniyaning ommaviy ofеrta va xalqaro to'lov tizimlarining (MPS) ogohlantirishlarida ushbu narsa qayd etilgan.

Afsuski, xalqaro tajribada ham shunday turdagi opеratsiyalar haqida ma’lumotlar mavjud. Yo'lovchilar aviakompaniyaning rasmiy dilerlaridan naqd pul to'lash yo'li bilan chiptalarni sotib olishgan, dilerlarning vijdonsiz xodimlari esa puli o'g'irlangan kartochkalar yordamida chiptalarni sotib olishgan.

Shuni yodda tutish kerakki, o'g'irlangan telefonni sotib olishga o'xshab, bu holda qonun / qoidalarni bilmaslik javobgarlikdan ozod qilmaydi.

Shuning uchun, aziz yo'lovchilar, chipta sotib olish uchun plastik kartangizdan yoki ishonchli vakillarning bank kartalaridan foydalaning. Shubhali vositachilarning xizmatlaridan foydalanmang va ogoh bo'ling!

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Last page update: 11.09.2019 19:13
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей
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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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