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TIF Milliy bankining 2016 yilning 1 mart holatiga ko'ra amalga oshirilgan ishlar haqida ma'lumot berildi.

31.03.2016 1680

TIF Milliy bankining 2016 yilning 1 mart holatiga ko'ra amalga oshirilgan ishlar haqida ma'lumot berildi.

UzReport.uz

   Bugungi kunda Tashqi iqtisodiy faoliyat milliy bankining 90 dan ortiq bo'lim va filiallari mamlakatimizning barcha hududlarida keng miqyosda faoliyat yuritib kelmoqda. Ta'kidlash kerakki, bank kredit portfeli 2016 yilning 1 mart holatiga ko'ra 10 trl 181,6 mlrd. so'mni tashkil etib, o'tgan yilning mos davriga nisbatan 29% ga o'sgan. Bank tomonidan ajratilagan kredit mablag'lari esa joriy yil holatiga ko'ra 286 mlrd 670 mln so'mni tashkil qilmoqda. Shu va boshqa xabarlarning to'liq taqdimoti milliy matbuot markazida bo'lib o'tgan bankining "Erishilgan natijalar va iqtisodiy islohotlarni yanada chuqurlashtirish yo'lidagi vazifalar" mavzusidagi matbuot anjumanida ma'lum qilindi.  

  Ayni vaqtda moliya muassasasi investitsiya faoliyati hamda kichik biznes va xususiy tadbirkorlikni kengaytirish, eksportni rivojlantirish, shuningdek aholi va xo'jalik subyektlarining bo'sh pul mablag'larini omonatlarga jalb etishni rag'batlantirish yo'li bilan bank tizimini yanada mustahkamlash kabi ustuvor vazifalarni o'z oldiga maqsad qilib qo'ygan. Raqamlarga murojat qiladigan bo'lsak, joriy yilning shu davriga qadar bankning  kredit portfeli 10 trl 181,6 mlrd. so'mni tashkil etdi va bu ko'rsatkich o'tgan yilning mos davriga nisbatan 29%ga o'sganligini ko'rishimiz mumkin. Kredit portfelining asosiy qismi uzoq muddatli kreditlardan tashkil topgan. Ma'ruzalar davomida mutaxassislar milliy bank tomonidan  xususiy sektorga 1 mart holatiga ko'ra  286 mlrd 670 mln so'm miqdorida kredit mablag'lari ajratilganligini ham aytib o'tishdi. Shundan ishbilarmon ayyollarga 45 mlrd. 975 mln so'm, xizmat ko'rsatish sohasiga 47 mlrd 42 mln so'm miqdorida  kreditlar  berilgan.  Bundan tashqari, Bank kollej bitiruvchilari, oilaviy tadbirkorlik bilan shug'ullanuvchi tadbirkorlar hamda shaxsiy yordamchi xo'jaliklarida qishloq xo'jalik mahsulotlarini yetishtiruvchi biznes vakillariga ham mablag'lar ajratib kelmoqda.  Mamlakatimiz taraqiyotiga o'z xissasini qo'shayotgan tadbirkorlar faoliyati taxsinga loyiq albatta, ammo bank  bankrotga uchragan korxonalarini moliyaviy sog'lomlashtirishga ham e'tibor qaratmoqda.

  Anjumanda  bank tomonidan aholi bo'sh pul mablag'larini depozitlarga jalb qilishni faolllashtirish borasida ham bir qator ishlar amalga oshirilganligi ta'kidlandi. Xususan, joriy yil boshidan saqlash muddati 7 oydan 1 yilgacha bo'lgan milliy valyutada 2 ta yangi muddatli omonat joriy etildi. Umuman shu kunga qadar  bank tizimida milliy valyutada 23 ta, xorijiy valyutada 8 ta omonat turi amal qilmoqda. Bundan tashqari anjumanda muomalaga chiqarilgan plastik kartochkalar va joylarda o'rnatilgan terminallar soni  haqida ham statistik ma'lumotlar berildi. Unga ko'ra, xozirda Bank tomonidan emissiya qilingan plastik kartalar soni 2 mln. 529 ming 278 donaga yetdi. Joylarda 20 640 dan ziyod terminallar o'rnatilagan. Shuningdek bank yangilik sifatida, mijozlarning farovonligini yanada ta'minlash maqsadida 2016 yilning 11 martidan boshlab jismoniy shaxslarning plastik kartochka hisobvaraqlari bo'yicha foiz stavkalarni oshirganligi ma'lum qilindi. 

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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