The National Bank of Uzbekistan Increases Business Loan Limits and Simplifies Financing Terms

NBU continues to support small and medium-sized enterprises by improving financial conditions. Updates to preferential lending programs now enable clients to access funding on more favorable terms.

Key updates:

 1. Overdraft — the limit has been doubled to 1 billion UZS. This facility covers urgent business needs such as payroll, tax payments, and supplier settlements. Interest applies only to the amount used.

 2. Loan “Tezkor” (unsecured business loan in cash) — the maximum limit is now 1,5 billion UZS. Ideal for covering immediate operational expenses: inventory purchases, marketing campaigns, facility repairs, and more. Loan term — up to 18 months.

Loan limits for the following targeted programs have also been increased:

• Car loan for business — up to 3,5 billion UZS for updating the passenger vehicle fleet. Minimum down payment: 30%.

• Loan “Develop” — up to 3,5 billion UZS for purchasing fixed assets to support business growth.

• Loan “Expand” — up to 3,5 billion UZS to replenish working capital.

With these updated terms, businesses can scale more quickly and invest confidently in growth and modernization.

Learn more and apply online via the "Loans" section or visit the nearest NBU branch.