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Tadbirkorlik yanada rivojlanadi

03.02.2012 2990

O‘zbekiston Respublikasi Markaziy banki Samarqand viloyat hokimligi bilan hamkorlikda “Tadbirkorlik – mustahkam oila poydevori” mavzuida biznes-forum tashkil etdi.
Mustahkam oila yili munosabati bilan tashkil etilgan mazkur tadbirda Prezidentimiz rahnamoligida mamlakatimizda kichik biznes va xususiy tadbirkorlikni qo‘llab-quvvatlash, mazkur tarmoq vakillari manfaatlarini himoya qilish borasida keng ko‘lamli ishlar amalga oshirilayotgani ta’kidlandi. Xususan, tadbirkorlik subyektlari uchun soliq yengilliklari va tijorat banklari tomonidan imtiyozli kreditlar berilayotgani ularning samarali faoliyat ko‘rsatishi hamda rivojlanishiga xizmat qilayotir.
Samarqand viloyatida 2011 yilda kichik biznes va xususiy tadbirkorlik subyektlariga ajratilgan kreditlar miqdori 2010 yilga nisbatan 1,6 barobar ortib, 307 milliard 778 million so‘mni tashkil qildi. Natijada tarmoqning yalpi hududiy mahsulot ishlab chiqarishdagi ulushi 76,2 foizga yetdi.
Oilaviy tadbirkorlik aholi farovonligini oshirishda muhim o‘rin tutadi.
– Prezidentimiz tomonidan Mustahkam oila yili, deb e’lon qilingan joriy yilda ham har bir oilaning, ayniqsa, yosh oilalarning zamonaviy shart-sharoitda, farovon turmush kechirishiga erishish uchun banklar tomonidan qator chora-tadbirlarni amalga oshirish ko‘zda tutilgan, – deydi O‘zbekiston Markaziy banki Samarqand viloyati bosh boshqarmasi bo‘lim boshlig‘i Lutfulla Ziyoyev. – Jumladan, kichik biznes va xususiy tadbirkorlik subyektlariga 317 milliard so‘m miqdorida kredit ajratish rejalashtirilmoqda. Bunda asosiy e’tibor oilaviy tadbirkorlikni rivojlantirish, mustaqil hayotga qadam qo‘ygan yoshlarni qo‘llab-quvvatlash, xotin-qizlarning biznes-loyihalarini moliyalashtirish kabi ustuvor vazifalarga qaratiladi.
Tadbirda 2011 yilda viloyatda “Eng yaxshi tadbirkor” deb topilgan kichik biznes cubyektlari vakillari tijorat banklari tomonidan taqdirlandi hamda yetmish nafar eng yaxshi biznes-loyiha egalariga kredit olish bo‘yicha sertifikatlar topshirildi.
Biznes-forum davomida tadbirkorlar va yosh oilalarga viloyatdagi tijorat banklari tomonidan Mustahkam oila yili munosabati bilan taklif etilayotgan xizmat turlari va boshqa imkoniyatlar haqida keng ma’lumotlar berildi.
Tadbirda Samarqand viloyati hokimi Z.Mirzayev ishtirok etdi.

 

O‘zA 03.02.2012

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей
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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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