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O'zmilliybankining Uchtepa filialida aholi omonotlari qoldig'i 7,3 mlrd. so'mga yetdi

15.10.2015 2154

O'zbekiston Respublikasi Tashqi iqtisodiy faoliyat milliy bankining (O'zmilliybank) Uchtepa filialida aholiga qulay shart-sharoitlarda xizmat ko'rsatish uchun barcha imkoniyatlar yaratilgan. Xususan, hozirgi kunda bank tomonidan jismoniy shaxslarga chakana xizmatlar taqdim etilmoqda. Jumladan, bank O'zbekiston Respublikasining rezidenti va norezidenti   bo'lgan jismoniy shaxslardan milliy hamda xorijiy valyutalarda depozitlarga mablag'lar qabul qiladi, milliy va xorijiy valyutadagi naqd pulsiz to'lovlarni amalga oshirib, xorijiy valyutada pul o'tkazmalarini qabul qiladi va ommaviy o'ziga o'zi xizmat ko'rsatish axborot-to'lov terminallari, ya'ni  infokiosklar singari bir qator xizmat turlarini taqdim etadi.

Bundan tashqari bank depozitar yacheykalardan foydalanib, boyliklarni saqlash, ish haqi loyihalarini amalga oshirish to'g'risida tuzilgan shartnomalar doirasida ochiladigan omonat va maxsus so'mdagi kartochka hisobvaraqlariga mablag'larni tushirish yo'li bilan ish haqini berish, so'mdagi plastik kartochkani olgan mijozlarga hamda omonat hisobvaraqlari egalariga tovarlar va xizmatlar haqini Internet yordamida «SMS-TO’LOV», «CLICK» va «ONLINE BANK» tizimlari orqali masofadan bank xizmatlarini ko'rsatadi. 

2015-yilning 9 oyligida xalqaro pul o'tkazmalari orqali jami 1138 ming AQSH dollari miqdorida bank operatsiyalari amalga oshirildi. Shuningdek, O'zmilliybanki tomonidan aholi qo'lidagi bo'sh pul mablag'larini jalb qilish maqsadida 2015-yilda milliy valyutada jami 6 ta yangi muddatli omonatlar joriy etildi. Buning natijasida Uchtepa filialida aholi omonatlari qoldig'i yil boshiga nisbatan qariyb 500 mln.so'mga yoki 7,2% ga ko'payib, 2015-yilning             1-oktyabr holatiga ularning qoldig'i 7,3 mlrd.so'mga yetdi va albatta bunga mos ravishda mijozlar soni ham ko'paygan. Shu bilan birga bugungi kunda milliy bank tomonidan aholiga 33 xildagi milliy va xorijiy valyutalarda omonat turlari taklif etilmoqda.

Xulosa o'rnida shuni aytish mumkinki, O'zmilliybank jamoasi yurtimiz iqtisodiyotining real sektorini rivojlantirish, kichik biznes va xususiy tadbirkorlik subyektlarini har tomonlama qo'llab-quvvatlash, istiqbolli loyihalarni ro'yobga chiqarish, aholi turmush sharoitini yaxshilash maqsadida barcha imkoniyatlarni safarbar qilgan holda, yangi, qulay va tezkor moliyaviy xizmatlarni taklif etadi. Bu esa uning moliyaviy xizmatlar bozoridagi mavqeini oshirib, ijtimoiy-iqtisodiy islohotlardagi ishtirokini yanada faollashtirishda muhim omil bo'lib xizmat qiladi.

 

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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