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O'zbekiston Respublikasi banklarida ochiladigan bank hisobvaraqlari to'g'risidagi yo'riqnomaga o'zgartirish va qo'shimchalar kiritildi

22.09.2015 3383

«O'zbekiston Respublikasining Markaziy banki to'g'risida»gi va 2015-yil 20-avgustdagi «O'zbekiston Respublikasining ayrim qonun hujjatlariga xususiy mulkni, tadbirkorlik subyektlarini ishonchli himoya qilishni yanada kuchaytirishga, ularni jadal rivojlantirish yo'lidagi to'siqlarni bartaraf etishga qaratilgan o'zgartirish va qo'shimchalar kiritish to'g'risida»gi qonunlariga muvofiq Markaziy bank Boshqaruvi O'zbekiston Respublikasi banklarida ochiladigan bank hisobvaraqlari to'g'risidagi yo'riqnomaga o'zgartirish va qo'shimchalar kiritdi.

 Ilgari tijorat banki milliy valyutada vakillik hisobvarag'i ochish uchun taqdim qilishi lozim bo'lgan statistika organlari tomonidan berilgan Korxona va tashkilotning yagona davlat ro'yxatiga kiritilganligi to'g'risida guvohnoma nusxasi endilikda topshirilmaydi.

Hujjatda belgilanishicha, banklar tomonidan ushbu Yo'riqnomada ko'zda tutilgan hujjatlardan boshqa qo'shimcha hujjatlarni talab qilish ta’qiqlanadi. Ilgari esa, qonun hujjatlarida nazarda tutilgan hollarda qo'shimcha hujjatlar talab etilgan.

Qarorda shuningdek, tadbirkorlik faoliyati subyekti bo'lmagan rezident yuridik shaxslar hamda Byudjetdan mablag' oluvchilar tomonidan milliy valyutada talab qilib olinguncha depozit hisobvaraqlari ochish uchun bankka davlat soliq organlarida hisobga qo'yilganligini tasdiqlovchi qo'shimcha hujjat taqdim qilinishi zarurligi belgilab qo'yildi.

Rahbar shaxslarga vaqtincha birinchi yoki ikkinchi imzo huquqi berilganda, shuningdek, rahbar tomonidan vakolat berilgan shaxslardan birortasi vaqtincha o'zgarganda, vaqtincha vakolat berilgan shaxsning imzo namunasi qo'yilib, amal qilish muddati ko'rsatilgan qo'shimcha varaqcha taqdim qilinadi. Ushbu vaqtinchalik varaqcha rahbar tomonidan muhr mavjud bo'lgan taqdirda imzolanadi va muhrlanadi. 

 

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Last page update: 11.09.2019 19:11
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей
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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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