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Islom taraqqiyot bankining jalb etilgan moliyaviy mablag'laridan foydalanish tartibi belgilandi

21.07.2015 6170

Mazkur qarorda qayd etilishicha, Islom taraqqiyot bankining moliyaviy mablag'larini jalb etishga buyurtmanomalar injiniring kompaniyasi tomonidan rasmiylashtiriladi. Tayyorlangan buyurtmanomalar Islom taraqqiyot banki ishtirokidagi loyiha doirasida O'zbekiston Respublikasi nomidan moliyaviy hujjatlarni imzolash huquqi berilgan vakolatli mansabdor shaxslar tomonidan imzolanadi. So'raladigan mablag'larning asoslanganligi uchun injiniring kompaniyasi javob beradi.

Hujjatda shuningdek, Islom taraqqiyot banki mablag'laridan foydalanish tartiblari ham keltirilgan. Xususan, Islom taraqqiyot banki mablag'lari injiniring kompaniyasining buyurtmanomalari asosida Moliya vazirligining Markaziy bankda ochilgan maxsus valyuta hisobraqamiga tushadi.

Islom taraqqiyot bankidan tushgan mablag'larning so'mdagi ekvivalenti Moliya vazirligi tomonidan uch bank kuni mobaynida injiniring kompaniyasi bosh idorasining bankda ochilgan «Korxonalar va tashkilotlarning maqsadli mablag'lari» qurilishni moliyalashtirish maxsus depozit hisob raqamiga o'tkaziladi.

 Tushgan mablag'lar uch bank kuni mobaynida injiniring kompaniyasi mintaqaviy filiallarining qishloq joylarda namunaviy loyihalar bo'yicha foydalanishga tayyor holda yakka tartibdagi uy-joy qurilishini moliyalashtirish uchun bankning tegishli mintaqaviy filiallarida ochilgan maxsus depozit hisob raqamiga o'tkaziladi.

 Shuningdek, qarorda Islom taraqqiyot banki ishtirokidagi loyihani amalga oshirish bo'yicha bo'lim uchun ajratilgan mablag'lardan foydalanish, moliyaviy auditni o'tkazish va yakka tartibdagi maslahatchilarni yollash uchun ajratilgan pul mablag'laridan foydalanish tartibi, qishloq joylarda namunaviy loyihalar bo'yicha yakka tartibdagi uy-joy qurilishi uchun yakka tartibdagi quruvchilarga yer uchastkasi berish va shartnomalarni tuzish tartiblari ko'rsatib o'tilgan.

Bundan tashqari qishloq joylarda namunaviy loyihalar bo'yicha injiniring kompaniyasi ishtirokida qurilgan yakka tartibdagi uy-joyga ipoteka krediti berish shartlari ham o'rin olgan. Unga ko'ra, imtiyozli ipoteka krediti bank tomondan yakka tartibdagi quruvchiga qishloq joylarda namunaviy loyihalar bo'yicha yakka tartibdagi uy-joyni qurish tugallangandan, Davlat qabul qilish komissiyasi tomonidan foydalanishga qabul qilib olingandan va qishloq joylarda namunaviy loyihalar bo'yicha yakka tartibdagi uy-joy pudratchi tomonidan injiniring kompaniyasiga berilgandan keyin topshiriladi.

Shuningdek, Islom taraqqiyot bankining mablag'lari jalb etilgan holda qishloq joylarda namunaviy loyihalar bo'yicha qurilayotgan yakka tartibdagi uy-joy massivlari uchun Ijtimoiy, bozor, muhandislik-kommunikatsiya va transport infratuzilmasi ob'ektlari qurishni tashkil etish va moliyalashtirish qoidalari ham hujjatda qayd etilgan. 

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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