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Global pandemiya sharoitida eksportga ixtisoslashgan korxonalarni qo'llab-quvvatlash

19.06.2020 2080

«O‘zbekiston Respublikasi Tashqi iqtisodiy faoliyat Milliy banki» AJning Rossiya Federatsiyasidagi sho‘'ba korxonasi bo‘lgan – Aziya-Invest Bank (AJ) O‘zbekiston Respublikasi eksport salohiyatini kuchaytirishga yo‘naltirilgan va O‘zbekiston-Rossiya o‘rtasidagi tovar ayriboshlash hajmini oshirish bo‘yicha tizimli strategiyani davom ettirmoqda.

Aziya-Invest Bank tomonidan mahalliy kompaniyalarga kuchli raqobat sharoitida o‘z faoliyatlarini dadil kengaytirish va tashqi bozorlarda mustahkam o‘rin egallash bo‘yicha moliyaviy dasturlar ishlab chiqilgan.

O‘zbekiston Respublikasi iqtisodiyotining tekstil', sabzavotchilik, teri-poyabzal sohalari katta eksport salohiyatiga ega va ulardan samarali foydalanish mamlakat eksport hajmini oshirishga xizmat qiladi.

 Ayniqsa hozirgi global pandemiya davrida mahalliy korxonalarni qo‘llab-quvvatlash masalasi juda muhim. Aziya-Invest Bank tomonidan may oyida mahsulotlari Rossiya bozorlarida yuqori talabga ega eksport tarmoqlarini qo‘llab-quvvatlash maqsadida «Uzcotton» MChJ uchun hajmi 2 mln dollar bo‘lgan kredit liniyasi ochildi. Bundan maqsad O‘zbekistondan trikotaj va tayyor tekstil' mahsulotlari yetkazib berish uchun haq to‘lash va Rossiyaning yirik savdo tarmoqlarida sotuvni yo‘lga qo‘yishdan iborat.

 «Uzcotton» MChJning O‘zbekistondagi hamkori O‘zbekiston tekstil' mahsulotlarini MDH davlatlariga eksport qiluvchi Baht-Group yirik kompaniyalar guruhi vakillaridir.

«Uzcotton» MChJ direktori B.T.Ismoilov bu borada shunday deydi: «Aziya-Invest Bankning tezkor harakatlari tufayli pandemiya sharoitida kompaniyamiz qisqa muddatda moliyalashtirildi va PAO Sberbank (xodimlar uchun maxsus forma) va Fix Price do‘konlar tarmog‘i (Rossiyaning 74 hududida faoliyat yuritadi) tenderlarini yutib olishga muvaffaq bo‘ldik.

 Barcha hujjatlar taqdim etilganidan so‘ng bir hafta muddat ichida bank tomonidan moliyalashtirish ochildi. Ta'kidlash joiz, Aziya-Invest Bankning Rossiyaning boshqa banklaridan farqli jihati tezkorligi, bozor va tarmoqning o‘ziga xos jihatlarini yaxshi bilishi va biz uchun ona tili bo‘lgan o‘zbek tilida muloqot qilish imkoniyatining mavjudligidir».     

Bank mulkchilik shaklidan qat'i nazar, shu jumladan yakka tadbirkorlarga ham o‘z ko‘magini beradi. Misol uchun iyun' oyi boshida «Abdullaev N.A.» XKga O‘zbekistondan qishloq xo‘jaligi mahsulotlari xarid qilish va SPAR chakana savdo tarmog‘iga yetkazib berish uchun moliyalashtirish yo‘lga qo‘yildi (SPAR – oziq-ovqat mahsulotlari bilan savdo qiluvchi jahondagi yirik chakana savdo tarmog‘i. 4 qit'aning 48 davlatida 13 112 ta do‘konlarga ega. 2018 yil oxirida Rossiyada SPAR brendi ostida faoliyat yurituvchi do‘konlar soni 534 taga yetgan).

«Abdullaev N.A.» XK vakili mavzu yuzasidan o‘z fikrlarini bildirdi: «Aziya-Invest Bankning moliyalashtirish shartlari nafaqat o‘ziga jalb qiluvchi va foydali, balki Rossiya bank xizmatlari bozorida raqobatbardosh hamdir. Shuningdek bank xodimlari har ikki davlat qonunchiligidan boxabar ekanliklari kredit olish uchun hujjatlar tayyorlash jarayonini sezilarli darajada tezlashtiradi va osonlashtiradi. Men O‘zbekiston Respublikasi fuqarosiman, bir necha yilki Rossiyada faoliyat yuritaman. Tadbirkorlarga Aziya-Invest Bank bilan ishlashni tavsiya qilaman, chunki mening bu bank bilan ishlash tajribam uni Rossiya bank xizmatlari bozoridagi eng yaqin hamkorimga aylantirdi».

 Ayni paytda bank tomonidan O‘zbekistondan umumiy hajmi 2 mln dollar bo‘lgan tekstil' va qishloq xo‘jaligi mahsulotlari eksportiga oid arizalar portfeli shakllantirilgan. Bundan tashqari 2020 yilda tekstil' tarmog‘idagi 1,7 mln dollarlik, qishloq xo‘jaligi va oziq-ovqat sohasidagi 2,5 mln dollardan ortiq loyihalar moliyalashtirib bo‘lingan. Iyun' oyida bank o‘zbek mahsulotlari eksportini qo‘llab-quvvatlash uchun tajriba loyiha – «faktoring» loyihasini ishga tushiradi.

Rossiya-O‘zbekiston tovar ayriboshlashini rivojlantirish bo‘yicha o‘z strategiyasi doirasida Aziya-Invest Bank O‘zbekiston Respublikasi va Rossiya Federatsiyasi savdo hamkorlarining iqtisodiy manfaatlarini ko‘zlab harakat qilishda hamda yetakchi bank xizmatlarini yo‘lga qo‘yish, amaldagilari hajmini oshirishda davom etadi.

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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