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'BankExpo-2016' o'z ishini boshladi.

15.04.2016 2267

"BankExpo-2016" o'z ishini boshladi.

UzReport.uz

   Bugun poytaxtimizdagi “Ko’rgazma Savdo Markazi” majmuida IX-an'anaviy "BankExpo-2016" –  Bank xizmatlari, uskunalari  va texnologiyalari Milliy ko'rgazmasi o'z ishini boshladi. Mazkur ko'rgazma   Markaziy bank tomonidan Oliy majlis Qonunchilik palatasining Byudjet va iqtisodiy islohotlar qo'mitasi hamda Axborot va kommunikatsiya texnologiyalari masalalari qo‘mitasi bilan hamkorlikda 2008-yildan buyon o'tkazib kelinmoqda. Unda mamlakatimizning barcha tijorat banklari o'z mahsulotlari va xizmatlarini aks ettiruvchi stendlari bilan ishtirok etishmoqda.

  Mazkur ko'rgazmaning ochilish marosimida so'zga chiqqanlar keyinggi yillarda yurtimizda bank-moliya tizimida erishilayotgan yutuqlar haqida to'xtalib o'tishdi. Bu yo'lda albatta mamlakatimizda faoliyat olib borayotgan banklarning o'rni beqiyos ekanligi ta'kidlandi. Ko'rgazmada mamlakatimizning barcha tijorat banklari, nobank kredit tashkilotlari, yetakchi sug'urta kompaniyalari, lizing kompaniyalari hamda axborot texnologiyalari kompaniyalari ham o'z mahsulotlari va xizmatlari to'g'risidagi ma'lumotlari bilan ishtirok etmoqda.

   Mazkur ko'rgazma mijozlarni kreditlash shartlari, mexanizmlari va boshqa bank-moliyaviy xizmatlar ko'rsatish tartiblari, zamonaviy axborot texnologiyalaridan foydalanish darajasi bilan yaqindan tanishtirishda, pirovardida mijozlarning banklarga bo'lgan munosabatini shakllantirish, ishonchini mustahkamlash va kredit tashkilotlari faoliyati samaradorligini yaxshilashda beqiyos o'rin tutadi.

   Qayd etish kerakki, tijorat banklari ko'rgazmaga tashrif buyurganlarga, yurtimiz tadbirkor va yoshlariga ko'rsatilayotgan yangi xizmatlar, xususan yangi kredit va depozit mahsulotlari haqida ma'lumotlar beribgina qolmay, balki sohada amalga oshirilayotgan ishlar va aholiga ko'rsatilayotgan keng ko'lamli imtiyoz va sharoitlar haqida hikoya qiluvchi taqdimot marosimlarini ham o'tkazadilar.

   Shuningdek, tadbir doirasida,  IT kompaniyalari vakillari tomonidan bank marketingining yangi yo'nalishi ya'ni mijozlarni internet orqali jalb etishning zamonaviy usullari, mijozlar bilan o'zaro manfaatli munosabatlarni takomillashtirishning yangi uslubini joriy etish mavzularida seminarlar uyushtiriladi.

   Shu bilan birga, tijorat banklari tomonidan chekka va aholi zich joylashgan tumanlarda faoliyat yuritayotgan kichik biznes va xususiy tadbirkorlik subyektlari, ishlab chiqarish mikrofirmalari, ayol tadbirkorlar, dehqon va fermer xo'jaliklari hamda endigina ish boshlayotgan yosh tadbirkorlarning ish bilan bandlikni ta'minlash ko'zda tutilgan loyihalari bo'yicha o'tkaziladigan tanlovlar g'oliblariga imtiyozli kredit ajratish huquqini beruvchi 500 dan ortiq sertifikatlar topshiriladi.

   Ko'rgazmada tadbirkorlik subyektlari vakillari, salohiyatli mijozlar o'zlarini qiziqtirgan barcha savollarga batafsil javoblar olishi, o'zaro fikr va tajriba almashishi uchun barcha sharoit yaratilgan.

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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