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2015 yilning I-yarim yilligida TIF Milliy banki tomonidan 961 mlrd. so'm miqdorida investitsion kreditlar ajratildi

17.08.2015 2362

O’zbekiston Respublikasi Tashqi iqtisodiy faoliyat milliy banki tomonidan investitsiya loyihalarini moliyalashtirish uchun joriy yilning I-yarim yilligida 961 mlrd. so'm miqdorida investitsion kreditlar  yo'naltirildi. Bankning 2015-yil uchun mo’ljallangan kredit siyosatiga muvofiq,  shu yilning birinchi yarmida bank tomonidan ajratilgan kreditlar zamonaviy ishlab chiqarish korxonalarini qurish, amaldagilarni modernizatsiyalash, texnik va texnologik jihatdan yangilash, namunaviy loyihalar bo'yicha uy-joy  qurilishini  kreditlash ko'lamini oshirishga yo'naltirilgan.

Hozirda bank kichik biznes va xususiy tadbirkorlik subyektlarining rivojlanishini moliyaviy qo'llab-quvvatlash, yoshlarni tadbirkorlik faoliyatiga keng jalb etish uchun qulay sharoitlar yaratish, yosh oilalarning moddiy sharoitini yaxshilash maqsadida iste'mol kreditlari  hajmini ko'paytirishga e'tibor qaratgan. Ma'lumotlarga qaraganda, bank kredit portfelining asosiy qismi uzoq muddatli kreditlardan tashkil topgan bo'lib, ular jami portfelning 96% ini tashkil etadi.

Mazkur mablag'lar asosan,  tarmoq tuzilishi bo'yicha transport va aloqani rivojlantirish, yonilg'i-energetika kompleksi, tashqi, ichki savdo va ta'minot korxonalari, qishloq xo'jaligi, qurilish va qurilish materiallari sanoati, kimyo va neft kimyo sanoati va boshqa sohalarni moliyalashtirishga yo’naltirilgan. Iqtisodiyotning real sektori korxonalarini qo'llab-quvvatlash, ularning barqaror faoliyat yuritishi va eksport salohiyatini oshirish maqsadida o'tgan 7 oy davomida bank tomonidan 175,0 mlrd. so'm miqdorida imtiyozli kredit mablag'lari ajratildi.

- O'zmilliybank kichik biznesni rivojlantirish dasturi bo'yicha xorijiy banklar va moliya muassasalarining, Respublika byudjetdan tashqari fondlarining kredit yo'nalishlarini va bankning o'z mablag'larini o'zlashtirish hisobiga loyihalarni ko'rib chiqish va ularni moliyalashga doir ish olib bormoqda, - deydi kredit portfelini rivojlantirish va tahlil qilish bo'limi boshlig'i Ozodjon Sa'diyev  - Kichik biznes va xususiy tadbirkorlikni rivojlantirishga barcha moliyalash manbalari hisobidan joriy yilning o'tgan davri mobaynida 983 mlrd.so'm miqdorida kreditlar ajratilgan bo'lib, shundan jami 152 mlrd.so'mni mikrokreditlar tashkil etdi.

Shuningdek, ichki bozorni oziq va nooziqovqat mahsulotlari bilan to'ldirish maqsadida 314,0 mlrd. so'm miqdorida kredit mablag'lari ajratildi. Yosh oilalarning moddiy-maishiy sharoitini yaxshilash maqsadida esa  yil boshidan beri bank bo'limlari tomonidan  10,0 mlrd.so'mga yaqin  ipoteka kreditlari berildi. Bundan tashqari, Milliy bank tomonidan xorijiy banklarning qayta moliyalashtirilgan manbalari hisobidan hozirgi vaqtda umumiy summasi 4,34 mlrd. AQSH dollari (ekvivalentda) miqdoridagi 95 ta investitsiya loyihasi bo'yicha 105 ta kreditga, shu jumladan umumiy miqdori  400,0 mln. AQSH dollariga teng  4 ta lizing shartnomasiga xizmat ko'rsatilmoqda.

 

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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