Standard mortgage

Standard mortgage for purchasing housing on the secondary market

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From 22% per annum

Loan rate

Up to 20 years

Loan term

Calculate the loan amount

Select region

Tashkent

Regions

Property price

Initial payment

22%

Loan term

Grace period

Interest rate

Monthly payment

sum

Loan amount

100000000 sum

* The preliminary calculation is for informational purposes only and does not constitute a public offer. Final lending terms, including the interest rate, are determined by the Bank individually after reviewing the application.

Month	Monthly payment	Interest	Main debt	Balance

Show details

Data Sheet

on Main Terms of the Loan

Bank name, official website, contact phone number

National Bank for Foreign Economic Activity of the Republic of Uzbekistan

nbu.uz

78 148 00 10

Part 1. Credit information

1. Name of the loan	Mortage loan
2. Purpose of the loan (type)	Mortgage loans for construction, reconstruction and purchase of housing
3. Loan amount	75 000.00
4. Term of use of the loan	240
5. Fixed interest rate for using the loan (nominal amount) and the interest amount payable	24% 288 112,00
6. Total amount payable over the entire term of the loan	75 000,00 + 288 112,00 = 363 112,00
7. Grace period of the loan	0 months
8. Payment frequency	Every month
9. Method of loan repayment	Аннуитетный
10. Lump sum amount during the payment period	1 513,06 sum (Аннуитетный)
11. Type of loan disbursement	-
12. Additional costs associated with the loan Including,	0,00
- Types of bank charges and fees	0,00
- Third-party services	0,00
13. Full loan value	24.0%
14. Period for consideration of loan request	3 banking work days

Part 2. Other important conditions related to financial liabilities

Penalties (fines, costs) specified in the agreement for late repayment of the loan	0.1% sum of late payment
2. The amount of the increased interest rate paid on the loan amount for late repayment of the loan	28.8%
3. Pledge of the Loan	Sum of pledge should be at least 125% of required bank loan

You can find out from the bank the terms and cost of the loan, the procedure for payments and settlements (interest, fines and penalties), your rights and obligations under the loan agreement, the risks and responsibilities under the loan agreement, as well as other matters that you want to discuss. You are entitled to get complete and detailed information.

If you have any complaints, call to phone number 78 148 00 10 or send them to the address: Tashkent, Amir Temur Avenue, 101 or email: support@nbu.uz..

We confirm the reliability and authenticity of the Data Sheet.

05.12.2024

Document date

*This form does not replace a loan agreement or a loan request, but rather helps to compare loan terms of different banks and choose the best one

Loan terms

Required documents

Requirements

Loan purpose	Purchasing residential real estate
Source of financing	Bank's own funds
Loan term	20 years (240 months) with a grace period of 24 months
Initial payment	At least 25% of the value of the financed asset
Interest rate	Standard with a 25% down payment - 26% per annum with a 30% down payment - 25% per annum with a 40% down payment - 24% per annum For participants of the National Bank's salary project with a 25% down payment - 25% per annum with a 30% down payment - 24% per annum with a 40% down payment - 23% per annum Within the framework of the "Bank at Work" project with a 25% down payment - 24% per annum with a 30% down payment - 23% per annum with a 40% down payment - 22% per annum
Loan amount	No more than 75% of the value of the asset being financed
Payment type	Annuity or Differentiated
Important	"Salary" Project - individuals receiving wages on payment cards issued by the NBU "Bank at Work" Project - employees of organizations where the NBU Banking Services Center operates on-site

Passport/ID card
Certificate of income of the borrower and co-borrower (if necessary)
Contract signed with a construction contractor for the purchase of housing on the primary market
Certificate of formation of the initial contribution in the deposit account drawn up in the name of the borrower
Design and estimate documentation and expert opinion prepared by a design organization that has a special license for the construction and reconstruction of individual housing

The loan is issued to citizens of the Republic of Uzbekistan aged 18 to 65 years.

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Standard mortgage agreement

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